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Business Banking
Checking Accounts
CDs
Platinum Professional
Advantage Account
Telebanker
Business Lending
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Business
Lending
At First California Bank, relationship
banking is not just a term - it’s a team. Your Commercial
Loan Officer is part of that team. We are dedicated to providing
the small
business owner with access to financial products to assist
with your growth and expansion needs.
- Business Lines of Credit
- Term Loans for Equipment or
Capital Investment – permits
businesses to purchase needed equipment, expand and modernize,
or inject needed capital. Secured by assets, these loans
offer flexible, amortized repayment with maximum 5 year
terms, fixed or variable rates and no balloon payments.
- Letters of Credit – put
the bank’s creditworthiness to work for you – allowing you to obtain better
credit terms and facilitate both domestic and overseas transactions.
- Commercial
Real Estate Loans – enable businesses
to own or expand facilities and maximize borrowing power for the long-term.
Loans have up to a 10 year term and up to a 25 year amortization for lower monthly payments.
- Commercial Construction Loans – help businesses with custom commercial or industrial construction.
- Accounts Receivable Financing Lines – increase working capital while collecting accounts receivable by providing a revolving credit line based on an analysis of accounts receivables. Repayment terms according to your cash flow needs.
- Lease Financing – call your local office for specifics.
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